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Health Care Plan

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(votes: 5)


What type of affect will the new health care plan have on nurses?
That's like asking what's the best way to make a billion dollars... who knows!

Comment:
My wild guess...:CAUSE: Insurance companies make money off of low-risk patients who pay premiums but do not require a lot of health care. Insurance companies lose money off of high-risk patients who need expensive treatment.EFFECT: Low-risk patients drop off their insurance because they realize they don't really need it being healthy and all. ;-) Insurance companies raise the premiums and it'll be too expensive to try to get insurance.CAUSE-2: The law requires people to have insurance or pay a penalty. The law also is against refusing insurance for pre-existing conditions so that you can get insurance even if you have a pre-existing condition. EFFECT-2a: It'll be cheaper to pay the penalty than get insurance. People will then wait until they get really sick to get insurance because they can due to the "pre-existing condition". Insurance companies lose more money due to the accumulation of high-risk patients who get insurance.EFFECT-2b: It gets to the point where insurance companies can't stay in business anymore and therefore the government takes over health care.How it affects nurses? I think this will push hospitals even more to have a lower staff count due to having to mostly support a population of high-risk insured patients and therefore there will be a higher-than-typical patient load for the nurse. Just my 2 cents...please don't kill me...=(

Comment:
Quote from Noob_to_NursingJust my 2 cents...please don't kill me...=(

Comment:
I'm a pre-nursing student who's going on a 3rd career change as there was more emphasis on the stability of nursing. But I know, nothing's 100% set in stone. Just gotta roll with the punches.
Author: alice  3-06-2015, 17:09   Views: 253   
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