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Where to find good short term health insuranceRating: (votes: 0) I am single w/ no dependents, and just need a plan that would cover me for a catastrophy. Also, at my current place of employment, it would be too expensive to COBRA the insurance I currently have. Can anyone recommend a good company to go with? Thanks! When I was in a similar situation, I bought a policy through Anthem Blue Cross Blue Shield. I paid about $125 a month for fairly good coverage. Depends on what state your are in, but you might want to check them out. Comment:
I go through ehealthinsurance and have a Blue Cross young adult policy for about $50 a month. the deductible is kind of high but since it is temporary I would go cheap and wait for your good insurance to kick in for regular appts. This is what I used through school and had no problems. Can't wait until my real insurance kicks in next month though.
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I would just Cobra your last plan because by the time you get an approval on a new policy you wouldn't be needing it for long. You can also forgo the insurance and if a catastrophy does happen you can back pay your COBRA and you are covered. Little known secret, you can do this for as long as your COBRA is available which is like 6 months. A family member is an insurance agent and told me about this when I was between jobs.
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Cobra to me was expensive. Depends on the contract of course. I recommend calling an independent insurance agent (someone whose phone is not listed under the insurance company name). They generally have several choices.
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Quote from oregonmomYou can also forgo the insurance and if a catastrophy does happen you can back pay your COBRA and you are covered. Little known secret, you can do this for as long as your COBRA is available which is like 6 months. A family member is an insurance agent and told me about this when I was between jobs.
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Quote from roser13Do not forego insurance coverage. You might jeopardize your new coverage, once you are able to join. Any pre-existing conditions can be excluded from your new coverage if there has been a lapse in coverage.
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