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Nursing School Background Check

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Hi Everyone,

I got accepted to nursing school and am currently going through a background check. I never have been convicted of any crimes nor have I committed any, but my credit is poor. I was a stockbroker in 2008 and my career collapsed along with the stock market, and I eventually was forced into bankruptcy this year because my accounts were margined with call options that were not covered. My question is: Will this Chapter 7 bankruptcy on my record prevent me from going to my first semester nursing home clinical or am I ok? I am 43 years old without anywhere to turn to in the financial industry, that is why I am going to nursing school. Thank You for your response as it is much appreciated.
I specifically asked about credit checks for the background check when I was in the application process. The program assistant said they were looking for ANY convictions, arrests (even if sealed), if you were on any abuse registries (child, adult, elder, sexual). Any alcohol or drug charges, even minor or as a minor, could cause problems with getting licensed.For nursing school at least, credit was not an issue. Some employers are using credit checks to weed down high applications.

Comment:
Absolutely not. Your credit will not stop you from getting into school. Yes, some employers check credit, but that still does not mean that bad credit will stop you from getting a job. Many times they are looking for employment history on your credit report. They may also take into account if you owe on medical bills for the place you are applying to, which would show up on the credit report. BTW, I have beyond crappy credit and I'm in school. I'm also a volunteer for a hospital. I'm filing Chap 7 bk next month.

Comment:
I've never heard of a case like yours (honest, law-abiding person with a past bankruptcy) being denied access to a school clinical. As others have said, they are mostly looking to screen out criminals, abusers, liars, etc.There may be some potential employers that would hold it against you, but I've never actually seen that either -- for a straighforward bankruptcy that did not involve criminal activity or anything.

Comment:
I doubt this is a concern. Sorry for your experience but I hope your new career is a great success.

Comment:
Most places have you sign a statement that attests to the fact they are only performing a criminal background check. Some states are now doing the same thing when you make your application for licensure. You should be fine. Oh, just a side note...if you've lived in more than one state they may charge you more for the background check. When I went back for my BSN, I was told it would only be a small amount for the check, ended up being double what I had been told due to having lived in two states. As money was tight, I would have appreciated more notice. Just a thought to share.

Comment:
Thank You everyone for your responses. You made me feel that I can put this issue to rest regarding my entrance into nursing school. Financial hardship is really hard to overcome as it can dampen the psyche. I know I'm not the only one as the economy has burdened plenty of households. I wish everyone the best. Regards.

Comment:
Quote from tmd1myThank You everyone for your responses. You made me feel that I can put this issue to rest regarding my entrance into nursing school. Financial hardship is really hard to overcome as it can dampen the psyche. I know I'm not the only one as the economy has burdened plenty of households. I wish everyone the best. Regards.

Comment:
Quote from classicdameI doubt this is a concern. Sorry for your experience but I hope your new career is a great success.
Author: jone  3-06-2015, 16:45   Views: 1317   
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